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Scottish Widows


Employers will bear the brunt of charge cap

The cost of implementing the 0.75% charge cap has already overshot expectations from the Department for Work and Pensions (DWP).

07 Aug 2014

Savings report finds AE is pushing up pensions

Auto-enrolment is starting to bear fruit but there is still work to be done. Jack Jones reviews some of the main findings from a key pension savings report.

10 Jul 2014

TPAS: ‘Impossible’ to prevent pension scams post-guidance guarantee

Increasing the take-up of the government’s at-retirement guidance will be key in keeping pension savers informed of scams and fraudsters, the chief executive of TPAS says.

13 Jun 2014

Scottish Widows admits to over-complicating AE

Scottish Widows admits it made its approach to auto-enrolment (AE) too complex and that it should have been simpler to administer.

13 Jun 2014

Webb: Auto-escalation could have ‘key role’ in pension saving

Auto-escalation may help increase employee contribution rates in workplace pension schemes, according to pensions minister Steve Webb.

12 Jun 2014

Analysis: The auto-enrolment effect takes hold

The tenth annual Scottish Widows Retirement Report will make welcome reading at Westminster. The survey finds that more people are saving an adequate amount for retirement, and says the improvement can be almost wholly attributed to auto-enrolment.

11 Jun 2014

'Heartening' pension figures see 53% adequately saving - Scottish Widows

The number of savers putting enough money into their pension to secure an adequate retirement is at its highest level since 2009 at 53%, according to Scottish Widows research.

11 Jun 2014

Labour misses chance to address 'band earnings' in AE

Labour’s pledge to reduce the auto-enrolment threshold is a step in the right direction but lower paid employees are still missing out under the ‘band earnings’ rules, according to Scottish Widows.

30 May 2014

Benefits administration: Building on a solid foundation

As technology becomes increasingly important to reward professionals, Owain Thomas examines how platforms can support the benefits role.

20 Dec 2013
Lessons from the errors

Scottish Widows error forces employer to reverse AE payroll

An employer auto-enrolling its staff at the end of November was forced to reverse its payroll after a Scottish Widows error led to last-minute changes in its fee structure.

12 Dec 2013

Employers not supporting workers with caring responsibilities

Two–thirds of employees that juggle caring responsibilities with work feel that their employer does not support these needs, research finds.

22 Nov 2013

Gallagher and Scottish Widows launch SME service

Gallagher Employee Benefits has launched an employee benefits service, GroupSure, with a workplace pension from Scottish Widows, aimed at small and medium sized enterprises (SMEs).

22 Nov 2013

Gender pension savings gap hits £1,000 per year

Men are putting an average of £1,000 more into pension savings every year than women, according to a Scottish Widows study.

23 Oct 2013

WSB Awards 2013: The Winners

Here it is – the complete list of winners for the inaugural Workplace Savings and Benefits Awards.

11 Oct 2013

Pension scheme performance and charges are key metrics for employers

Employers see investment performance and fund charges as the top two reasons to select a pension scheme.

09 Sep 2013

Employees cut pension saving aspirations

Workers waiting to be auto-enrolled (AE) have reduced the amount they are willing to contribute to an occupational pension scheme by 24%, according to Scottish Widows.

09 Sep 2013
Concept image of a cloud question mark

Communication critical as staff unaware of employer contributions

Almost half the UK’s employees are unaware of how much their employer contributes to their pension with more than a third still oblivious to the impending auto-enrolment (AE).

09 Sep 2013
RSM Tenon

RSM Tenon administration leaves missing £600K DC contribution

RSM Tenon’s collapse could potentially leave more than £600,000 of outstanding contributions to its defined contribution (DC) scheme unpaid as the payment competes with higher ranking debts.

27 Aug 2013
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Source Pensions targets trade bodies for AE business

Source Pensions will target trade associations for auto-enrolment (AE) business, drawing their attention to the potential advantages of having a single scheme for their member firms.

16 Aug 2013

Great expectations

Scottish Widows’ latest pension report finds many employees have unrealistic retirement expectations. Owain Thomas highlights the problems they are facing.

11 Jul 2013


Auto-enrolment Conjecture

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WSB Awards 2014

WSB is launching its 2014 Awards to identify the best the workplace savings and benefits arena has to offer. The awards will be presented at a black tie dinner on Thursday, 11 September at The Royal Garden Hotel in Kensington, London.



The great migration survey

66 reward and benefits professionals were asked about the challenges of changing providers. What matters most to them about their reward and benefits platform? And how prepared were they to shop around? This paper explores the results which make interesting reading for buyers and providers alike.


Financial stress is impacting productivity for nearly a quarter of UK employees

Millions of Britons are worrying themselves sick because of problems with money - and something needs to be done about it. This whitepaper explores how employee benefits can help staff to manage their finances whilst alleviating the stress and lack of productivity associated with on-going concerns in this area.


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WSB Library is a whitepapers, research and briefings distribution service that is designed to provide users a quick and easy way of keeping ahead of business and market developments.